Is there a free plan?
Yes. Finora Free costs nothing and has no time limit. It includes everything for tracking your money: transactions, balance, charts, monthly summary, categories, any currency, Excel / CSV export and your anonymous vault. The shares and crypto portfolios need a paid plan, and the AI tools — the receipt scanner and AI Chat — need Finora Pro or Max.
Does paying for Plus link my name to my finances?
No. Your subscription, payments and invoices belong to your account, while your financial records live in an anonymous vault that only your Secret Key opens. Paying for Plus does not connect the two.
How do I pay?
Finora Free needs no payment details. For Finora Plus you pay by card. Payments are handled by our payment provider, and we never store your full card number. You can update your card on the Subscription page at any time.
When will I be charged?
Only Finora Plus is charged: when you upgrade, and then on the same day each month. We send a reminder email a few days before every renewal.
How do I cancel?
Open Subscription in the app and select Cancel subscription. You keep your plan's features until the end of the period you've already paid for, then your account moves to Finora Free. You won't be charged again, and your vault stays exactly as it is.
Which plans include the AI tools?
The AI receipt scanner and AI Chat are in Finora Pro and Finora Max: Pro — 30 receipts and 15 chat messages a month, Max — 50 receipts and 40 messages. Ask AI Chat about your own money — how much you spent in cafés in November 2026, or what your shares earned in 2025; a message is up to 300 characters. On Free and Plus you add transactions by hand — everything else works the same. The AI works with the records in your vault, not with your name or email. Its answers are suggestions, so check them before you rely on them.
Can I get a refund?
Payments are non-refundable, except where the law requires otherwise. See our
Website Rules for details.
What happens if a payment fails?
Your account moves to Finora Free and your plan's features pause until you renew. Your vault — transactions, categories and settings — is safe; nothing is deleted.
Will the price change?
If we ever change the price of Finora Plus, we'll email you at least 30 days before it applies to your next renewal.
Can I switch between plans?
Yes, at any time. Switch from the Subscription page and your new plan's features are on straight away, or cancel to go back to Free at the end of your billing period.
Do I need to connect my bank?
No. You add your own income and expenses, and Finora calculates your balance, summary and spending by category for you.